Dr. Tinu Anand, currently an Associate Professor at the Asian School of Business, holds a Ph.D. in Finance, a Master of Business Administration (MBA), a Master of Commerce (M.Com), and a Bachelor of Business Administration (BBA) with an Industry Integrated focus. She has also completed a Post Graduate Diploma in Management (PGDM) with specializations in Finance and International Business. Her research interests are in banking and finance. Dr. Anand has presented numerous papers at national and international conferences and seminars. In addition to her academic contributions, she holds a patent and has authored a book on banking principles. With two years of industry experience and 14 years of teaching experience, she brings a wealth of knowledge and expertise to her field.